Home Buy

The Home Buy Group is a catalogue shopping business that sells home furnishings and appliances on finance. The privately held company is owned by Westgate Credit Limited and is based out of Walsall, England. Their selection includes everything from TVs to Dishwashers, to Beds.

Customers can browse via their traditional credit catalogues or from the online shopping website at HomeBuyGroup.com. Unlike some other shopping catalogues they do not offer standard credit or debit card payments, so you will have to apply for their personal account before making a purchase.

You also have to pay weekly for your purchases, rather than pay monthly.

What Can You Buy

The Homebuy selection offers a wide range of everyday home furnishings and electrical products. These include:

Furniture: Sofas, Chairs, Beds, Wardrobes, Drawers, Cabinets, Dining Tables, Desks, and more.

Electronics: TVs, Laptops, Blu-ray Players, Speakers & Soundbars, and more.

Appliances: Vacuum Cleaners, Washers & Dryers, Dish Washers, Gas & Electric Cookers, Microwaves, and Refrigerators & Freezers.

Payment & Delivery

All payments on Homebuy purchases are made through your personal credit account, which you can apply for on the website or by phoning the number on the catalogue. You will be asked to provide your personal information, income details and references.

Once approved you can manage this account through the website and you are expected to make weekly payments on any outstanding balance. This is done through direct debit or a standing order. In most cases you can also choose the most convenient day for payments to be automatically made.

Anything you buy will be delivered and installed free of charge within 7 business days. If you opt for their HomeSmart plan you will also be eligible for unlimited free repairs and temporary replacement items (while the product is being repaired). You can even have large appliances like cookers deep cleaned by a professional once a year at no extra cost.

You can request for a catalogue to be posted to you from the site, but even better you can download a digital copy so there’s no waiting around.


The Homebuy Group was originally founded in 1995 and has regularly updated its credit catalogues ever since. The inventory has changed over the years but has always mostly focussed on everyday home items and electronics. In 2010 the company was restructured, changing from Homebuy Group PLC to Westgate Credit Limited. Homebuy is now simply the brand of Westgate rather than a company itself.

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